10b – Buying a car
Purchasing Procedures and Sources of Credit
Car Financing For Teens – How It Works
This topic is for your own knowledge and is not part of the course.
You may find something interesting in it, we hope this can be useful to you.
All you need to do is wait for the timer to end in 15 minutes.
MY PERSONAL ADVICE IF YOU ARE A NEW DRIVER.
Unless you are rich and do not mind paying extra full coverage insurance, do not buy a brand-new car. But as expensive as it is, full coverage may not be a bad idea. Get a liability only after you get lots of experience, but keep in mind you want your passengers to be covered in case of an accident when you are at fault.
No matter how good you are, it is almost certain your car will get damaged somehow. Practice with a used car first.
You may also lease one or rent one if you want to travel a lot. you can find very good deals with a used car if you are not in a hurry. Make sure to enquire first how much good insurance coverage will cost, before buying your car, then chose it according to your budget, no all the way around.
1- Decide What Car You Want To Buy
- How many passengers do you need to carry?
- What type of driving do you do: highway, surface streets, off-road?
- Will you drive in ice and snow?
- Do you have a long commute and, because of that, is fuel economy important to you?
- Do you need all-wheel drive?
- Are safety features important to you?
- Do you need a lot of cargo capacity?
- Will you be using children’s car seats?
- Will you be doing any towing?
- How much garage or parking space do you have?
2 - SET YOUR BUDGET
! -Buying a used car
Buying a used car may also mean buying the car’s problems. There is an old saying that “The best-used car is the one you owe.” You have to do your homework. It is wise to invest some money into expert advice and checking.
Do not get lured by a beautiful stereo sound, it is only appreciated while waiting for the freeway roadside assistance to tow your vehicle away.
A beautiful new paint or a pleasant color does not mean the car is mechanically sound. It could have been involved in an accident and badly repaired. Consult old car history with Carfax or other means.
People sell their cars for several reasons:
1) They need to regularity keep a newer model and there’s is fairly new (your best bet).
2) They need a different type of car for practical reasons (find out which ones, ask questions).
4) They have too many problems or about to have some due to the car aging and they want to get rid of it! (the worst case)
You will need someone with you who knows about cars and mechanics of cars. The best is to have an expert mechanic check it for you. Check to Blue Book value of the used car to make sure you are not overpaying for it.
Consider someone who sells a car to get a newer model. They are often like new with low mileage, well maintained because of the warranty and they are much cheaper than a brand new car. The thing is, you may have to pay cash or find a bank that will give you a private loan, which is sometimes more expensive.
CANNOT DECIDE???
1 -Buying a New Car:
Obviously, this is the most expensive choice. But that does not stop at purchasing it, the insurance is going to the top.
You will have to have full coverage, which is not a bad idea considering your lack of experience.
The thing to consider is that the resale value of the car drop by one third as soon as you are out of the dealership. So you want to choose a car you are going to keep for a while.
Find a dealership with a good reputation, read Reviews.
2- Leasing a car:
That may not be a bad idea for a start.
A car lease lets you drive a new vehicle without paying a large sum of cash or taking out a loan. To lease a car, you simply make a small down payment — less than the typical 20 percent of a car’s value you’d pay to buy– followed by monthly payments for the term of the lease. When the term expires, you return the car.
3v – Borrowing a car
That is not a good idea unless for an emergency. First of all the owner is still responsible in front of the Law if you have an accident and his insurance ais going to go up, especially if you are minor since he has to declare you as a driver. All car insurance under his roof will also go up as you are considered a potential driver.
Besides, it is the best way to damage your relationship with that person. I recommend buying your own car or renting one if it is for a short period.
You cannot rent a car to pass your DMV driving test:
You may borrow one (not recommended) You may want instead to borrow OUR car to pass your license…We are well-insured, and even if you have an accident we will still be your friend !!! 🙂 check pricing at: www.lasvegasnvdrivingschool.com/pricing
You may use our Driving School Vehicle to pass your driving test Even if you do not have prior lessons with us call Thierry 702-556-7938 to reserve it.
YOU COULD ALSO RENT A CAR
But be aware of what the advertising says on the back
4 – buying a Golf Cart
That would be fun but you cannot drive it on the road….
Automatic Transmission or Manual Stick Shift?
Automatic transmissions
Automatic transmissions are recommended for beginner drivers so that they can get used to all the rules and regulations and pay attention to the road without thinking about how to change gears.
- Learning how to operate a stick shift comes with a pretty steep learning curve. Newcomers can expect to jerk, buck, stall and miss shifts as they figure out the clutch, shift timing, and other basics.
- Unlike in an automatic, starting off on a hill ranges from being slightly inconvenient to be absolutely terrifying, depending on your driving skill. Many drivers have rolled back into traffic or stalled out after trying (and failing) to pull away from a hill.
- Depressing the clutch pedal is a way of life in stick shift cars, but the experience can be a bit more painful in cars with heavy clutch pedal feedback. Over time it can definitely mess with your left leg, especially at the joints.
- It takes time, patience and effort to learn the joys of stick shift driving. If you’re looking for a six-speed manual sedan or coupe for your next vehicle, you can weigh these pros and cons to see if you’re ready to take the plunge.
As a veteran driver in Europ, especially when driving in the Alps with narrow curves, I prefer Manual transmissions because they are fun to drive but mostly much safer if you drive more aggressively. Downgrading gears before a curve ensures that the tires are going to grip the road. On a manual transmission, the only choice is using the brakes to slow down, and braking before a downhill curve may be very dangerous especially on ice as it may put your car out of control.
Manual Transmissions
A manual transmission, also known as a manual gearbox, stick shift, n-speed manual (where its number of forwarding gear ratios), standard, MT, or in colloquial U.S. English, a stick – for vehicles with hand-lever shifters), is a type of transmission used in motor vehicle applications.
What NOT to do with a Stick Shift
When you cannot decide between two or several cars, take a piece of paper and draw columns.. one for each car
The first row showing the PROs and the second row showing the CONs That should help you to decide…
if not… flip a coin…
Now the BIG question: What color????
For the color, I will leave it entirely to you but it should not be your first point. but remember these points:
RED :
it is attractive but so much that it will also make the police spot you first and label you as an aggressive driver who loves speeding!. WATCH OUT!!!
BEIGE OR GREY:
That may be dull but so much cleaner in the desert. AND POLICEMEN WILL GIVE A TICKET TO THE RED car first!….
BLACK:
I do not recommend it, especially in Las Vegas, unless you want to wash your car every day, it is also getting hotter inside a black car and get easily scratched.
WHITE:
It looks clean if you clean it often, much cooler under the sun!
TRANSPARENT:
That would be nice but yet has to be invented…
But remember:
Chose a car in good mechanical shape before its color.
What Brand???
That my friend, I will also leave it to you.
I will not recommend a car Brand here as I am not allowed to… Ask around…Test them before you decide. But think of the fact that foreign cars may be more expensive to repair and parts more difficult to find depending on where you are traveling…
But remember:
You are buying a car, NOT A STEREO SYSTEM !!!
And if you cannot decide...
What to look for...
What they don't want you to know...
Mistakes to Avoid
Do not believe everything they say: Negotiate !!!
End of Topic 10 b BUYING A CAR
Next Step: TOPIC 10 C VEHICLE FOR THE DISABLED